Finance
Personal Finance Tips, Budget Planning, Saving & Tax Guides
Maine Loan Liya Hi Nahi
Quick Answer: To check for unknown loans on your PAN card, download your free credit report from CIBIL.com or apps like OneScore. If you find a fraudulent entry, immediately report it at cybercrime.go...
Sk Jabedul Haque
Personal Finance 2025
Quick Answer: Personal Finance in 2026 is driven by the New Tax Regime and automated AI-wealth management . With the latest Section 87A rebate , income up to ₹12 lakh is effectively tax-free for salar...
Sk Jabedul Haque
Credit Score Building
By SK Jabedul Haque | Published on Current Affair | Personal Finance Building a credit score to 800+ requires 5 systematic steps: timely payments (35% impact), low credit utilization under 30% (30% im...
Sk Jabedul Haque
Freelancer Tax 2025
Quick Answer: UPI International allows Indian travelers to pay merchants in foreign countries directly from their Indian bank accounts via apps like Google Pay, PhonePe, and BHIM . In 2026, it is live...
Sk Jabedul Haque
FICO Score Explainer
Quick Answer: A FICO Score is a global credit scoring model used by lenders to assess your creditworthiness. While CIBIL is the most common score in India, FICO is the gold standard for multinational ...
Sk Jabedul Haque
50/30/20 Budgeting Rule
Quick Answer: The 50/30/20 rule is a simple budgeting framework where you allocate 50% of your income to Needs (rent, groceries, bills), 30% to Wants (dining out, travel, OTT), and 20% to Savings/Inve...
Sk Jabedul Haque
Gold Limit for Indian Family at Home 2026: Complete Income Tax Rules Guide
Indian families can hold unlimited gold as long as the source of purchase is explained. However, during income tax searches, CBDT guidelines protect gold jewellery up to 500g for married women, 250g f...
Sk Jabedul Haque
EPFO Claim Status Check Online 2026: Complete PF Tracking Guide
EPFO claim status can be checked online through the UAN member portal, UMANG app, SMS, missed call, or the new WhatsApp chatbot. With EPFO 3.0 reforms in 2026, claims under ₹5 lakh are auto-settled wi...
Sk Jabedul Haque
EPFO Pension Withdrawal Form 10D Online 2026: Age 50/58, Monthly Calculation & Jeevan Pramaan
You have been contributing to the Employees' Pension Scheme (EPS-95) for years. Now you want to start receiving your monthly pension. Form 10D is the official application for EPS pension withdrawal — ...
Sk Jabedul Haque
How Much Gold Can Indian Families Keep at Home? Income Tax Rules After Duty Hike 2026
On May 13, 2026, India hiked the gold import duty from 6% to 15% — the biggest single increase in years. Gold prices surged past ₹1,62,000 per 10 grams overnight. Families across India are now asking ...
Sk Jabedul Haque
₹3,000 ko ₹5,000 Banana: Financial Literacy for Yuva Shakti Youth
₹3,000 per month from Yuva Shakti is a lifeline, but it can be more than that. With the right investment of ₹500 in a skill certification, ₹1,000 in a mutual fund SIP, and the rest for daily needs, a ...
Sk Jabedul Haque
Joint Bank Account Rules 2026: Complete Guide
A joint bank account in India can be opened in four different modes — Either or Survivor, Joint or Survivor, Former or Survivor, and Joint — and each one determines who can withdraw money, who inherit...
Sk Jabedul Haque