Finance
Personal Finance Tips, Budget Planning, Saving & Tax Guides
Freelancer Tax 2025
Quick Answer: UPI International allows Indian travelers to pay merchants in foreign countries directly from their Indian bank accounts via apps like Google Pay, PhonePe, and BHIM . In 2026, it is live...
Sk Jabedul Haque
FICO Score Explainer
Quick Answer: A FICO Score is a global credit scoring model used by lenders to assess your creditworthiness. While CIBIL is the most common score in India, FICO is the gold standard for multinational ...
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50/30/20 Budgeting Rule
Quick Answer: The 50/30/20 rule is a simple budgeting framework where you allocate 50% of your income to Needs (rent, groceries, bills), 30% to Wants (dining out, travel, OTT), and 20% to Savings/Inve...
Sk Jabedul Haque
Gold Limit for Indian Family at Home 2026: Complete Income Tax Rules Guide
Indian families can hold unlimited gold as long as the source of purchase is explained. However, during income tax searches, CBDT guidelines protect gold jewellery up to 500g for married women, 250g f...
Sk Jabedul Haque
EPFO Claim Status Check Online 2026: Complete PF Tracking Guide
EPFO claim status can be checked online through the UAN member portal, UMANG app, SMS, missed call, or the new WhatsApp chatbot. With EPFO 3.0 reforms in 2026, claims under ₹5 lakh are auto-settled wi...
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EPFO Pension Withdrawal Form 10D Online 2026: Age 50/58, Monthly Calculation & Jeevan Pramaan
You have been contributing to the Employees' Pension Scheme (EPS-95) for years. Now you want to start receiving your monthly pension. Form 10D is the official application for EPS pension withdrawal — ...
Sk Jabedul Haque
How Much Gold Can Indian Families Keep at Home? Income Tax Rules After Duty Hike 2026
On May 13, 2026, India hiked the gold import duty from 6% to 15% — the biggest single increase in years. Gold prices surged past ₹1,62,000 per 10 grams overnight. Families across India are now asking ...
Sk Jabedul Haque
₹3,000 ko ₹5,000 Banana: Financial Literacy for Yuva Shakti Youth
₹3,000 per month from Yuva Shakti is a lifeline, but it can be more than that. With the right investment of ₹500 in a skill certification, ₹1,000 in a mutual fund SIP, and the rest for daily needs, a ...
Sk Jabedul Haque
Joint Bank Account Rules 2026: Complete Guide
A joint bank account in India can be opened in four different modes — Either or Survivor, Joint or Survivor, Former or Survivor, and Joint — and each one determines who can withdraw money, who inherit...
Sk Jabedul Haque
DORA Compliance for German Financial Institutions
German financial institutions must achieve full DORA compliance by early 2026 to ensure digital operational resilience. By integrating AI-powered monitoring and automated incident response, banks and ...
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Gold and Silver Import Duty Hike 2026
Effective May 13, 2026, the Indian government raised the import duty on gold and silver to 15% from 6% to defend the rupee and preserve foreign exchange reserves. This sharp hike, doubling the basic c...
Sk Jabedul Haque
Sensex & Nifty Crash 2026
✓ Real-time data on the ₹19 lakh crore wealth wipeout and benchmark lows. ✓ Deep dive into the West Asia war impact and the $105 crude oil shock. ✓ Why OpenAI’s new enterprise venture triggered a cras...
Sk Jabedul Haque