Ayushman Card Hospital List (2025)

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides ₹5 lakh per family per year of cashless health insurance coverage at over 25,000 empanelled hospitals across India. With 43 crore+ Ayushman Cards issued and 3 crore+ hospital admissions processed since 2018, PMJAY is the world's largest government-funded health insurance programme. This guide shows you exactly how to find the nearest PMJAY hospital, check your card status, understand the cashless treatment process, and file complaints — all in simple steps.

What is the Ayushman Card Hospital Network?

The Ayushman Card (also called the Golden Card or PMJAY Card) gives eligible families access to free, cashless healthcare at empanelled hospitals across India. The scheme was launched on September 23, 2018, by Prime Minister Narendra Modi under the Ayushman Bharat initiative. As of 2026, over 25,000 hospitals are empanelled under AB-PMJAY, including both government and private facilities.

Key coverage highlights:

• ✅ ₹5 lakh per family per year — no cap on family size
• ✅ 25,000+ empanelled hospitals across all states and UTs
• ✅ 1,949 medical procedures covered across 27 specialities
• ✅ 43 crore+ Ayushman Cards issued to eligible families
• ✅ Cashless & paperless treatment — no out-of-pocket expense
• ✅ Portable across India — use your card in any state

In the Union Budget 2026, the government allocated ₹9,500 crore to AB-PMJAY, targeting 30 million hospital admissions in FY27. The scheme now also covers senior citizens aged 70+ under the Ayushman Vay Vandana Card, gig workers, and has expanded to Delhi and Odisha — bringing almost the entire country under its coverage umbrella.

Related: Check our complete guide on How to Make Ayushman Card Online — step-by-step process for creating your Golden Card from home.

How to Find PMJAY Empanelled Hospitals (4 Methods)

You can search for empanelled hospitals using multiple methods. Here are the most reliable ways to find hospitals near you:

Method 1: Official PMJAY Hospital Portal (HEM Search)

The Hospital Empanelment Management (HEM) portal is the official, most up-to-date source for finding empanelled hospitals. Follow these steps:

1. Visit: hospitals.pmjay.gov.in/Search/
2. Select your State from the dropdown menu
3. Select your District
4. Optionally filter by Hospital Type (Government/Private) or Speciality
5. Click "Search" to view the complete list of empanelled hospitals

The portal shows:

• Hospital name and full address
• Hospital type (Public/Private)
• Contact number and email
• Available specialities
• Unique hospital ID

Method 2: Mera PMJAY Portal

The Mera PMJAY portal (mera.pmjay.gov.in) offers a personalised experience for Ayushman Card holders:

1. Visit mera.pmjay.gov.in
2. Login using your mobile number (OTP verification)
3. Navigate to the "Find Hospital" section
4. Select your state and district to see empanelled hospitals
5. You can also check your card status, family members, and coverage balance

Method 3: UMANG Mobile App

The Unified Mobile Application for New-age Governance (UMANG) app provides access to PMJAY services on your smartphone:

1. Download UMANG from Google Play Store or Apple App Store
2. Go to the "Health" section
3. Search for "PMJAY" or "Ayushman Bharat"
4. Use the "Search Hospital" feature
5. Filter by state, district, and speciality

Method 4: State Government Portals & PDF Lists

Many state health authorities maintain downloadable PDFs of empanelled hospitals. Examples include:

• Haryana: ayushmanbharat.haryana.gov.in
• Kerala: sha.kerala.gov.in
• Maharashtra: jeevandayee.gov.in
• Search karo: "[Your State] Ayushman Bharat hospital list PDF 2025"

Note: Online portal searches are more reliable than downloaded PDFs, as the hospital list is updated weekly. PDFs may become outdated.

Types of Hospitals in the PMJAY Network

Government Hospitals (Public)

Almost all government hospitals across India are automatically empanelled under PMJAY. This includes:

• Medical Colleges — AIIMS, State Government Medical Colleges
• District Hospitals — Main government hospitals in each district
• Community Health Centres (CHCs) — Block-level healthcare facilities
• Primary Health Centres (PHCs) — Village-level basic healthcare

Government hospitals offer completely free treatment with no additional charges.

Private Hospitals

As of 2026, over 15,733 private hospitals are empanelled under PMJAY. These hospitals must meet specific quality criteria:

• NABH accreditation or state-level quality certification
• Transparent pricing — rates declared for all covered procedures
• Ayushman Mitra — a dedicated help desk staff member for PMJAY patients
• Regular performance reviews — hospitals can be removed for non-compliance

Speciality-wise Hospital Search

You can filter hospitals by medical speciality to find the right facility for your specific healthcare need:

Cashless Treatment Process: Step by Step

Step 1: Arrive at the Hospital

Carry your Ayushman Card (physical or e-card on your phone), Aadhaar Card, and a government-issued ID proof. Visit the Ayushman Mitra help desk at the hospital — every empanelled hospital has a dedicated counter for PMJAY patients.

Step 2: Hospital Registration & Verification

The Ayushman Mitra will:

• Enter your Ayushman Card number or Aadhaar number into the PMJAY portal
• Verify your identity through biometric authentication (fingerprint)
• Confirm your eligibility and remaining coverage balance

Step 3: Pre-Authorisation

The hospital must seek approval from PMJAY before starting treatment:

• Emergency cases: Pre-authorisation within 6 hours of admission
• Planned treatments: Pre-authorisation takes 24–48 hours
• The hospital uploads medical records and proposed treatment plan
• The National Health Authority (NHA) reviews and approves through the TAT (Turnaround Time) system
• Once the No Objection Certificate (NOC) is issued, treatment begins

Step 4: Cashless Treatment

During your hospital stay:

• No payments required for admission, surgery, medicines, diagnostics, or room rent
• The hospital claims the package amount directly from PMJAY
• All covered procedures are free — if the hospital demands payment, immediately report it

Step 5: Discharge

At discharge:

• You receive a free discharge summary with treatment details
• Medicines for the prescribed duration are provided
• Follow-up instructions are given
• The hospital submits the final claim, which is settled by NHA

Ayushman Card Eligibility 2026

PMJAY covers the bottom 40% of India's population based on the Socio-Economic Caste Census (SECC) 2011 database. Eligible categories include:

Rural Areas

• Families living in kutcha houses (temporary structures)
• SC/ST households (automatically eligible)
• Families with no adult member aged 16–59
• Landless households deriving income from manual labour
• Families headed by women or persons with disabilities
• Households with no literate adult above 25 years

Urban Areas

• 11 defined occupational categories including: rag pickers, domestic workers, street vendors, construction workers, sanitation workers, mechanics, tailors, painters
• Families covered under Rashtriya Swasthya Bima Yojana (RSBY)

2026 Expansions

• Senior citizens aged 70+ — covered under Ayushman Vay Vandana Card (₹5 lakh per year, regardless of income)
• Gig workers and platform workers — 1 crore workers covered as announced in Union Budget 2025
• Delhi: Joined PMJAY in 2025, covering 20+ lakh families
• Odisha: Joined in 2025, expanding coverage to 1 crore+ families
• West Bengal: With the BJP government winning the 2026 elections, Swasthya Sathi is being transitioned to Ayushman Bharat, opening coverage for 10+ crore residents

Ayushman Card Status Check

You can verify your Ayushman Card status in seconds:

Online Method

1. Visit: mera.pmjay.gov.in
2. Enter your mobile number or Aadhaar number
3. Enter the OTP sent to your mobile
4. Your card status, family details, and coverage balance will be displayed

SMS Method

Type SBMTAadhaar Number and send to 8070691040. You will receive your card status and beneficiary details via SMS.

Toll-Free Helpline

Call 14555 or 1800-111-565 (toll-free) to check your eligibility, card status, or file a complaint.

PMJAY Hospital Coverage by State

As of 2026, all states and union territories except a few have implemented AB-PMJAY. Here is the state-wise coverage:

What to Do If a Hospital Denies Treatment

If an empanelled hospital refuses to treat you under PMJAY or demands extra payment, take these steps immediately:

1. Speak to the Ayushman Mitra — every PMJAY hospital has a designated help desk
2. Call toll-free helpline: 14555 or 1800-111-565
3. File online grievance: Visit beneficiary.nha.gov.in and use the "Grievance" section
4. Contact State Health Authority: Each state has a dedicated PMJAY grievance cell
5. Demand a written reason for denial — this helps in filing a formal complaint

As per PMJAY rules, hospitals cannot refuse treatment to Ayushman Card holders for covered procedures. Any violation can lead to de-empanelment and penalties.

Important Toll-Free Numbers

Related Government Schemes

• How to Make Ayushman Card Online — Step-by-step application guide
• Ayushman Bharat PM-JAY: Complete Guide — Full scheme overview, eligibility, benefits
• Ayushman Vay Vandana Card 2026 — Free health cover for senior citizens 70+
• Pradhan Mantri Suraksha Bima Yojana (PMSBY) — Accidental insurance cover of ₹2 lakh

Last Updated: May 30, 2026 | Source: National Health Authority (nha.gov.in) | Ayushman Bharat PMJAY Official Portal (pmjay.gov.in)