What You'll Learn
- How to check your Aadhaar-bank seeding status on the NPCI BASE portal
- Step-by-step fix for B06 Account Holder Name Mismatch error
- How to remove the OD flag that blocks Aadhaar deseeding
- Complete process to change your bank account for DBT payments
Why NPCI DBT Link is Mandatory for Annapurna Bhandar
The West Bengal government's Annapurna Bhandar scheme will deposit ₹3,000 per month directly into the bank accounts of eligible women through the Direct Benefit Transfer (DBT) system. Unlike the old Lakshmir Bhandar scheme that used an older payment pipeline, Annapurna Bhandar requires your Aadhaar number to be seeded with your bank account in the NPCI mapper file. This is what the government calls the DBT link.
As per the NPCI official website, all DBT schemes under the Government of India and state governments use the NPCI mapper to route payments. If your Aadhaar is not correctly mapped in this system, the ₹3,000 will not reach your account. The system flags errors like B06 (name mismatch), OD flag (overdraft), or "Aadhaar not mapped" — and your payment gets stuck.
According to MoneyControl and The Economic Times, the scheme was officially notified in May 2026 and will begin disbursements from June 1, 2026. The West Bengal government has directed all beneficiaries to verify their DBT link before the first payment cycle. Beneficiaries who were previously enrolled in Lakshmir Bhandar must also re-verify their bank account seeding under the new scheme.
How to Check Your Aadhaar Seeding Status on NPCI BASE Portal
Before fixing any error, you need to check your current seeding status. The NPCI BASE (Bharat Aadhaar Seeding Enabler) portal lets you do this from home without visiting the bank. Follow these steps:
Step 1: Visit the official NPCI website at npci.org.in.
Step 2: Click on the "Customer" tab on the homepage.
Step 3: Select "Bharat Aadhaar Seeding Enabler (BASE)" from the dropdown menu.
Step 4: On the BASE portal page, click on "Aadhaar Mapped Status" under the Aadhaar Services section.
Step 5: Enter your 12-digit Aadhaar number and click "Check Status".
Step 6: The system will display your current bank account mapped to your Aadhaar and whether the seeding is active or failed.
If the status shows "Mapped" with the correct bank account, your DBT link is active and you will receive Annapurna Bhandar payments without issues. If it shows "Failed" or a specific error code, proceed to the relevant fix below.
| Error Code | Error Message | Fix Required |
|---|---|---|
| B06 | Account Holder Name Mismatch with CBS | Visit bank branch — correct name in CBS to match Aadhaar |
| OD Flag | Aadhaar Cannot be Deseeded if OD Flag is Set to Y | Request bank to remove OD flag from CBS |
| A01 | Aadhaar Number Not Mapped at Bank | Submit Aadhaar at bank branch for seeding in CBS |
| B07 | Already Mapped to Different Aadhaar | De-seed existing Aadhaar first, then seed new one |
| B08 | Invalid Aadhaar Number | Check Aadhaar number — retype carefully |
| B13 | Aadhaar is Deactivated at UIDAI | Update Aadhaar at UIDAI enrolment centre |
How to Fix B06 Account Holder Name Mismatch Error
The B06 error is the most common seeding failure reason. It means the name in your Aadhaar card does not match the name recorded in your bank's Core Banking System (CBS). This happens because of spelling differences, missing middle names, different name order, or outdated records in the bank system.
Fix at Bank Branch (Only Solution):
- Visit your home branch where you opened the account. Carry your original Aadhaar card and a self-attested photocopy.
- Fill out the "Aadhaar Seeding / Name Correction Request Form" available at the bank counter.
- Request the bank officer to update your name in CBS to exactly match your Aadhaar card name — including spelling, order, and punctuation.
- After the update, ask the bank to trigger NPCI seeding again from their end.
- Wait 48 hours, then check your status on the NPCI BASE portal again.
According to the Paytm Blog and NPCI Support Portal, B06 errors cannot be fixed online. You must physically visit the bank branch because the CBS name correction requires bank officer verification. Some banks like SBI, PNB, and Bank of India allow name correction through internet banking forms, but NPCI reseeding will still need branch confirmation.
OD Flag Problem: What It Is and How to Remove It
The OD (Overdraft) flag is a lesser-known but critical issue. When you try to de-seed your Aadhaar from your current bank account to link a new account for DBT, the NPCI system may show: "Aadhaar Cannot be Deseeded if OD Flag is Set to Y". This error occurs because the bank has marked your account with an overdraft facility, and the system treats it as an active liability account.
How to Remove the OD Flag:
- Visit your bank branch and request the manager to remove the OD / overdraft flag from your savings account in CBS.
- If you have an active overdraft or loan against your savings account, settle the dues first. The bank will not remove the flag until the overdraft is cleared.
- Once the OD flag is removed, ask the bank to update "OD Flag = N" (No) in the CBS system.
- After the flag is removed, return to the NPCI BASE portal and try the deseeding or seeding process again.
- You can also ask the bank officer to trigger deseeding from their end after removing the OD flag.
Multiple YouTube guides and the NPCI Support Portal confirm that OD flag is set by the bank at the time of account opening or when an overdraft facility is added. Many beneficiaries are unaware that this small flag blocks their entire DBT migration process.
How to Change Your Bank Account for DBT Payments
If you want to receive Annapurna Bhandar payments in a different bank account — maybe your old account is closed, you switched banks, or the old account has errors — you need to go through a two-step process: de-seed from the old account and seed in the new one.
Step 1: De-seed from your current bank account
Visit your current bank branch and submit an application for Aadhaar de-seeding from the NPCI mapper. Carry your Aadhaar card and bank account details. The bank will process the de-seeding request, which typically takes 2-7 working days.
Step 2: Wait for de-seeding confirmation
Check the NPCI BASE portal after 3-4 days. If the "Aadhaar Mapped Status" shows "Not Mapped", the de-seeding is complete. If it still shows the old bank, wait longer or follow up with your bank.
Step 3: Seed Aadhaar in the new bank account
Visit your new bank branch with your Aadhaar card and request Aadhaar seeding in the NPCI mapper. Fill out the seeding form. The bank will verify your details and process the seeding.
Step 4: Verify on NPCI BASE portal
After 48 hours, visit the NPCI BASE portal and check "Aadhaar Mapped Status". Your new bank account should now appear with status "Mapped".
According to UIDAI FAQs, changing the DBT bank account cannot be done fully online. You must visit both banks — old bank for de-seeding and new bank for re-seeding. However, some banks like SBI, HDFC, and ICICI now support partial Aadhaar management through internet banking.
Other Common Rejection Codes and Solutions
Apart from B06 and OD flag, the NPCI system has several other rejection codes. Here are the most relevant ones for Annapurna Bhandar beneficiaries:
A01 — Aadhaar Number Not Mapped at Bank
Your Aadhaar is not linked to your bank account in the bank's CBS. Visit your bank branch with Aadhaar and request fresh seeding. This is the simplest error to fix.
B07 — Already Mapped to Different Aadhaar
The bank account is already linked to a different Aadhaar number. This happens with joint accounts or family accounts. First, de-seed the existing Aadhaar at the bank branch, then seed your own Aadhaar.
"Already Mapped" Alert on BASE Portal
If the NPCI BASE portal shows your Aadhaar is already mapped to a bank account but you don't recognize the bank, someone else may have used your Aadhaar. Visit the nearest bank branch that appears in the status result to file a dispute and get the mapping corrected.
Documents Required for Bank Branch Visit
To avoid multiple trips, carry all required documents in one visit:
- Original Aadhaar card + 2 self-attested photocopies
- Bank account passbook or statement
- Annapurna Bhandar registration acknowledgement (if available)
- Two recent passport-size photographs
- Mobile phone with registered mobile number (for OTP verification)
- Pre-filled Aadhaar seeding / de-seeding form (download from bank website)
Most public sector banks process seeding requests free of charge. Private banks may charge a nominal fee of ₹10-50 for form processing. If your bank demands extra charges, request a written receipt and complain to the NPCI support portal.
What to Do if Your Payment Still Fails After Fixing Errors
Even after fixing B06, OD flag, and bank account issues, some beneficiaries may still face payment failures. Here is the escalation path:
- Step 1: Re-check your seeding status on the NPCI BASE portal. Make sure it shows "Mapped" with correct bank.
- Step 2: Verify that your Aadhaar-bank mobile number is active. OTP verification is mandatory for each transaction.
- Step 3: Contact the Annapurna Bhandar helpline (check your district portal for the number).
- Step 4: Visit your local block development office (BDO) or Duare Sarkar camp for grievance registration.
- Step 5: Escalate to the West Bengal Food and Supplies Department, Nabanna, Kolkata.
Conclusion
The Annapurna Bhandar DBT link is your gateway to receiving ₹3,000 every month. Errors like B06 name mismatch and OD flag are common but fixable — the key is to visit your bank branch with the right documents and a clear understanding of what to request. The NPCI BASE portal is your best tool for checking and verifying your status from home. Start the process today, because once the scheme launches on June 1, millions of beneficiaries will flood bank branches. Early action ensures your first payment arrives without delay.
Last Updated: May 30, 2026 | Source: NPCI Official Portal, UIDAI, West Bengal Food and Supplies Dept. (Official)